Insurers in Russia: the cost of CTP should increase three-fold

Insurers require Russia to increase the value of CTP to three times. The journalists said Danil Khachaturov, the head of ' Rosgosstrakh '. In his view, the loss ratio in the market peaked avtograzhdanki. In addition, the base fare has not increased for many years that the insurer appears completely wild situation, according to Autonews.
... I am deeply convinced that it is necessary to raise rates in the CTP. The base rate for nine years is in place - this is not possible. No one type of state and private goods do not know, which for nine years is worth the price ' - said Khachaturov.
Request for a fare increase, he justified the concern of not only the stability of the allegedly unprofitable insurance business, but also on motorists.
' Because you have come to the insurance company and you, with tears in his eyes begin to explain: we can not pay for car service pricing - if we pay, we all end, and we go broke ... He also said that in certain regions of the unprofitability of 120 - 150%, as, for example, occurs in Ulyanovsk and Chelyabinsk.
However, sellers avtograzhdanki forget to mention that this business is unprofitable, he does not make 100% profit. That is, if the company earned 1 billion rubles by selling insurance policies CTP and paid 500 million rubles in compensation to victims, it is not 50 % ' profit ', and 50 -% loss ratio. If we talk about real loss, their insurers have not been since 2003, that is, from the time when it was introduced by another tax on the luxury of a car - it seems so many drivers are avtograzhdanki.
In that statement Khachaturova not remain without attention and prayers will be heard by the insurance companies, there is no doubt: the Ministry of Finance prepared a bill that increases the maximum payments for the CTP to property damage from 120 to 400 thousand rubles, and for damage to the health of thousands 160-500 . Travel by car will literally ' gold ' in March, experts say - right after the presidential election.
As we have previously reported that the market players inspection company accused of ' Rosgosstrakh ' and her partner - ZAO ' Inspection ' to trade coupons TO. Now the Finance Ministry has prepared amendments to the legislation, which shift the responsibility for the failure to pass inspection on the car owners insurance - the last companies that sell policies to be able to present recourse action in case of not actually traversed by inspection.